A
four-point Inspection is often required when obtaining a new
homeowners insurance policy or renewing an existing policy.
This
4-point insurance inspection
includes a limited scope evaluation of the following four systems:
(1) roofing
(2) electrical
(3) heating-air
conditioning
(4) plumbing
The focus of the inspection
is to determine the approximate age, components, and general
condition of these systems.
Note: this type of insurance
inspection should not be confused with a "standard home inspection"
which is more comprehensive in regards to both detail and scope.
The Insurance company will typically
require that the inspections be performed by suitably licensed and
qualified persons. All of our 4-point inspections are
performed by a Florida State licensed and ICC (International Code
Council) Certified
Residential Building,
Electrical, Plumbing and Mechanical Code Inspector, therefore we are
able to provide the various insurance required inspections.
Of course, there are many insurance
companies and inspection requirements can vary and change at any
time. You should consult with your insurance provider
concerning any specific requirements. See inspector licenses and
qualifications below.
Note: sometimes all that is required by the insurance company is the
evaluation of a specific system of the house, such as the roof,
electrical system, or a limited combination of systems. Partial
inspection services are available.